How to use it
- Agree on the phrase in person or on a call you started. Never by text or social media.
- If anyone calls or texts as family needing money or help, ask for the phrase.
- No phrase? Hang up and call them back on the number you already have, even if the voice sounds exactly right.
What makes a good safe phrase
- Easy to say, impossible to guess: not a pet’s name, street, birthday or anything posted online.
- Two or three unrelated words work well (“velvet pelican”, “rusty banjo in Paris”).
- Change it if you think someone else heard it.
Why now
AI voice cloning turned the old “grandparent scam” into a call that sounds exactly like your grandchild. The FBI’s December 2024 warning on AI fraud tells families to create a secret word or phrase to check who they’re talking to. Got a suspicious message already? Check it with Hey Fishy.